Night driving presents challenges that, when addressed beforehand, are easy to overcome. Whether you’re exhausted after a long day of work or have difficulty seeing when the sun goes down, take a look at how you can sharpen your skills and become a safer driver. Drive Well-Rested In 2015, drowsy drivers caused an estimated 90,000…
Moving into a new rental is a major life step for a young adult. Whether you’re transitioning from a dorm to off-campus housing, graduating, or moving out of your parents’ home, taking the leap into apartment living comes with both excitement and challenges. Now that you’ve found your future home, you need to carefully prepare for…
A gap in auto insurance coverage reflects badly on your insurance history. Your coverage rates are likely to rise the next time you want to buy coverage after a lapse. Understand how gaps in coverage arise so that you can avoid them. How Coverage Gaps Arise If you are not careful, a gap in coverage…
In 2016, over 292,000 teenagers were treated by emergency rooms for auto accident-related injuries, according to the US Centers for Disease Control and Prevention (CDC). That’s an estimated $13.6 billion in costs-in one year. How can you help your teen become a better driver? Take a look at these steps that parents can take to…
You don’t have dependents. And that makes you wonder if life insurance is really an expense that you need. Before you skip this beneficial type of policy, take a look at why adults without children need life insurance too. Dependent Spouse Dependents don’t always equal children. While young children are financially dependent on their parents,…
As you start to plan your estate, you may wonder what the effective differences are between a life insurance policy and an inheritance. After all, isn’t a $100,000 life insurance policy the same as inheriting $100,000? In fact, life insurance policy payouts and inheritance have some differences that you may want to be aware of.…
Car insurance is required in every state except for New Hampshire. Even though 49 states have made it illegal to drive without car insurance, there is still an estimated 13 percent of the population that are uninsured motorists. In the state of Florida, motorists are required to turn their plates in to the Department of…
The loss of a spouse is unthinkable. In the event of the unthinkable happening, life insurance can make a major impact at a difficult time. According to the LIMRA 2018 Insurance Barometer Study, 35 percent of families report that they’d feel the financial impact within one month of the loss of the primary earner. If…
If you own a rental property that’s between tenants, you may not think about the property much except when screening applicants. However, you can’t afford to ignore that rental entirely. If your property is only vacant for a short amount of time, chances are that it will be just fine. However, what if it takes…
Life insurance can make the difference between a family that can move on financially after a sudden death and one that lives with the challenges associated with losing a breadwinner forever. Fortunately, by carefully planning for your future, you can protect your family’s lifestyle and sleep a little easier at night. This guide lists three…