For many retirees, the idea of ditching their traditional brick-and-mortar home and living full-time in a recreational vehicle sounds like a dream come true. This is often the case for people who have spent their lives in a northern climate and want the added freedom that comes with residing in a warmer region. Rather than…
Should You Consider Landlord Insurance for Your Rental?
If you own any type of rental property, even if this property is a single-family home, then you should consider purchasing landlord insurance. While this type of insurance isn’t legally required, you may want to have it for asset protection. Here is more information about landlord insurance, who should get it, and what protections it…
4 Ways You Can Use Life Insurance for Estate Planning
Life insurance is a smart financial move for anyone who is planning their estate in the event of their passing. There are, in fact, a variety of ways that you can use a life insurance policy to boost your estate’s finances and keep taxes low. What are some of these valuable methods? Here are four…
7 Things to Consider When Buying Hurricane Insurance
If you live in an area that experiences frequent hurricanes, you need to make sure that your house is as protected as possible. Holding a hurricane insurance policy is one way to do that. Your homeowner’s insurance may not cover the damage a hurricane can do. As you look for the perfect policy, you need…
Does Your HOA Need These 6 Types Of Insurance Protection?
Your homeowners association is an important part of keeping your homeowners, their families, and their guests safe and happy. If you are responsible for managing an HOA, one of your many responsibilities is to ensure that the proper insurance coverage protects everyone. What does proper insurance look like for your particular HOA? Here are six…
Why Businesses Need Cyber Liability Insurance
The advent of the Information Age has created new risks for businesses as they send, receive, and store data digitally. Assuming your business relies on digital information in at least some capacity, it likely needs cyber liability insurance. Here’s why. Commercial Property Insurance Is for Physical Property Commercial property insurance is a common protection that…
How to Find a Good Insurance Agent
Your insurance agent is a licensed professional who helps you prepare for some of the worst disasters that could happen in life. Because they offer advice on topics that could prove essential if you ever need to file a claim, you want someone who is highly qualified. If you are looking for an insurance agent,…
What Parents Need to Know About Teens, Cellphones, and Driving
More than half of teens admit they spend too much time on their cellphones, according to recent statistics from the Pew Research Center. When driving, eyes that are glued to a phone can’t see the road. If your teen is on their phone 24-7, take a look at the top cellphone use–driving questions and answers.…
What Motivates Drivers to Buy New Auto Insurance?
Do you need a new auto insurance policy? Before you answer this question, think about the why’s behind it. If you’re considering a first-time or new-to-you policy, take a look at what motivates consumers to shop for insurance and how your reasons affect the insurance you need to buy. First-Time Buyer Are you new to…
First-Time RV Driver? Follow These Tips
Driving an RV is a different experience from driving other vehicles. The size, turn radius, and weight of an RV is far different from that of other automobiles. Driving without special care can lead to accidents, injuries, and expensive insurance claims. If you’ve never driven an RV before, learning how will take some time. Practicing…