Renters insurance is a wise financial decision for individuals who choose to rent their homes. It provides protection for your personal belongings, liability coverage, and additional living expenses if you are forced to temporarily move out of your rental due to a covered loss. However, it is essential to understand what to do if you…
As a business owner, you work hard to make sure your company thrives. But as much as we try to control the future, life can be unpredictable, and your business may face unexpected challenges like accidents or litigation. The best way to safeguard your business from these liabilities is by obtaining commercial insurance. In this…
The ability to drive your car is vital for most Floridians. It’s how you get to and from work, pick up the kids from school, and buy things you need for daily living. A run-in with the law, though, may threaten your ability to keep your driver’s license. Knowing and following the rules is key…
With homeownership, there are a plethora of considerations to keep in mind, from choosing the right neighborhood to securing a mortgage. However, one crucial factor that often gets overlooked is the impact that your residential property has on your home insurance premiums. While it may seem like an afterthought, the characteristics and features of your…
Today, businesses increasingly rely on technology to manage data and to reach customers. Unfortunately, the more a company relies on technology, the more they are exposed to cyber threats. In case of a data breach, having cyber liability insurance can be the difference between business continuity or bankruptcy. This coverage provides financial protection against cyber…
When you shop for insurance, you may decide to receive separate quotes for both automobile and homeowner’s insurance. While you have the option to choose policies from different companies, many insurance companies offer you the opportunity to bundle your insurances together under a single policy. The group insurance policy makes a lot of sense and…
Flood insurance protects homes from water damage due to flooding. Without supplemental insurance, damages from floods are typically not covered, as they are considered unforeseeable events. Learn what you need to know about flood insurance. How Does Flood Insurance Work? Flood insurance is distinct from basic homeowners insurance. It covers damages due to floods, which…
What do new drivers need to know about distracted driving? Your teen just passed their license test — and you want to make sure safety is their priority. Before your teen gets behind the wheel without you by their side, take a look at what they should know about distracted driving and how you can…
Your driving record plays an important role in the determination of your auto insurance premium costs. The logic around this connection comes from the fact that insurers assume a substantial degree of risk in working with you. If you find yourself in an automobile accident, the insurer, resulting in losses for the company, must often…
If you are looking to purchase life insurance at a young age, the low cost of term life insurance is attractive. Depending on your age, you can often purchase a substantial policy for a low premium payment. While term life should have a place in your financial portfolio, you also need to consider purchasing a…