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What Is Flood Insurance?

16 Aug
Flooded Room — Lakeland, FL — Family Insurance Centers

Flood insurance protects homes from water damage due to flooding. Without supplemental insurance, damages from floods are typically not covered, as they are considered unforeseeable events. Learn what you need to know about flood insurance. How Does Flood Insurance Work? Flood insurance is distinct from basic homeowners insurance. It covers damages due to floods, which…

How Your Driving Record Can Affect Your Auto Insurance Costs

23 Feb

Your driving record plays an important role in the determination of your auto insurance premium costs. The logic around this connection comes from the fact that insurers assume a substantial degree of risk in working with you. If you find yourself in an automobile accident, the insurer, resulting in losses for the company, must often…

4 Types of Home Insurance

04 Nov

A home is a valuable investment. Whether you own it or are renting it, however, you should consider insurance. However, there are many types of insurance to consider when protecting your home. If you would like to know more, check out these four types of home insurance to consider. 1. Standard Homeowners Insurance If you…

3 Common Home Insurance Mistakes to Avoid

14 Oct

Homeowner’s insurance can be confusing, especially if you have trouble understanding the fine details of your policy. It’s no surprise that some homeowners fail to understand exactly what their policy includes. Unfortunately, you can make certain insurance mistakes that might cost you a lot in the long run. The unexpected can happen. And if you…

How the Pandemic May Have Changed Your Insurance Needs

23 Jun

The Covid-19 pandemic turned our country upside-down. From working at home to toilet paper shortages, the pandemic made everyone look at things differently. With this in mind, it may be time to review your insurance needs.   Auto Insurance Most people understand that the cost of your automobile insurance policy depends on many factors, including: Credit…

Examining Flawed Auto Insurance Beliefs

27 May

Auto insurance is one of the most common forms of insurance, probably because it’s a legal requirement. Despite this, many people still don’t understand auto insurance as well as they should. Below is an overview of flawed beliefs people have on auto insurance. Color Affects Insurance Rates Some people believe that car color affects auto…