A home is a valuable investment. Whether you own it or are renting it, however, you should consider insurance. However, there are many types of insurance to consider when protecting your home. If you would like to know more, check out these four types of home insurance to consider. 1. Standard Homeowners Insurance If you…
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3 Common Home Insurance Mistakes to Avoid
Homeowner’s insurance can be confusing, especially if you have trouble understanding the fine details of your policy. It’s no surprise that some homeowners fail to understand exactly what their policy includes. Unfortunately, you can make certain insurance mistakes that might cost you a lot in the long run. The unexpected can happen. And if you…
Have You Made Any Changes In Your Home? Inform Your Insurer
If you plan to make changes in your home, you might want to inform your insurance company. For your safety and peace of mind, you need to know that you’re paying for the right type of insurance and at a fair price. Although some home upgrades can increase your home’s value, they could end up…
How the Pandemic May Have Changed Your Insurance Needs
The Covid-19 pandemic turned our country upside-down. From working at home to toilet paper shortages, the pandemic made everyone look at things differently. With this in mind, it may be time to review your insurance needs. Auto Insurance Most people understand that the cost of your automobile insurance policy depends on many factors, including: Credit…
Examining Flawed Auto Insurance Beliefs
Auto insurance is one of the most common forms of insurance, probably because it’s a legal requirement. Despite this, many people still don’t understand auto insurance as well as they should. Below is an overview of flawed beliefs people have on auto insurance. Color Affects Insurance Rates Some people believe that car color affects auto…
Term Life Insurance Versus Whole Life Insurance: What to Know
Are you in the market for life insurance? Then one of the first decisions you will need to make is whether to purchase whole life insurance or term life insurance. What do these mean and how can you choose the right product for your own circumstances? Here’s what you need to know about whole and…
The Need For Regular Home Insurance Review
People should review their home insurance regularly. Don’t just renew your coverage automatically. Coverage, limits, rates, and exclusions can all change during the year. Below are potential changes in circumstances that underscore the need for regular review. A Change in Financial Status You should always be ready to raise your homeowner’s deductible at a moment’s…
What Kind of Homeowners Insurance Do You Need?
Most states require some form of insurance for any building where you can live. Depending on your situation, you might need much more than the state minimum or bottom-line policies. Let’s take a look at some of the variants in homeowners insurance and which ones might be applicable for you and your house. Learn what…
New Car, New Insurance? Common Questions for Car Buyers
If you plan to buy a new car, will your new car cost more to insure? Before you make a major auto upgrade, take a look at the questions you need to know about insuring a new car. Do You Need a New Policy? Even though you already have a policy for your old car,…
What to Understand About Your Car Insurance Policy
An auto insurance policy is a legal contract between you and the insurance carrier. You must obey the policy terms, and the carrier must play their part. You might not know what the carrier expects of you or what you should expect from the carrier if you don’t understand your policy. The following aspects of…