Auto insurance is one of the most common forms of insurance, probably because it’s a legal requirement. Despite this, many people still don’t understand auto insurance as well as they should. Below is an overview of flawed beliefs people have on auto insurance. Color Affects Insurance Rates Some people believe that car color affects auto…

Are you in the market for life insurance? Then one of the first decisions you will need to make is whether to purchase whole life insurance or term life insurance. What do these mean and how can you choose the right product for your own circumstances? Here’s what you need to know about whole and…

People should review their home insurance regularly. Don’t just renew your coverage automatically. Coverage, limits, rates, and exclusions can all change during the year. Below are potential changes in circumstances that underscore the need for regular review. A Change in Financial Status You should always be ready to raise your homeowner’s deductible at a moment’s…

Most states require some form of insurance for any building where you can live. Depending on your situation, you might need much more than the state minimum or bottom-line policies. Let’s take a look at some of the variants in homeowners insurance and which ones might be applicable for you and your house. Learn what…

If you plan to buy a new car, will your new car cost more to insure? Before you make a major auto upgrade, take a look at the questions you need to know about insuring a new car. Do You Need a New Policy? Even though you already have a policy for your old car,…

An auto insurance policy is a legal contract between you and the insurance carrier. You must obey the policy terms, and the carrier must play their part. You might not know what the carrier expects of you or what you should expect from the carrier if you don’t understand your policy. The following aspects of…

Do you have a piece of property that isn’t occupied full-time? If so, the right insurance coverage is vital. Unoccupied properties are at greater risk of damage or loss than any buildings or homes that are regularly used. But what is the right coverage? And what do you need to know about it? Here’s a…