Renters insurance is a wise financial decision for individuals who choose to rent their homes. It provides protection for your personal belongings, liability coverage, and additional living expenses if you are forced to temporarily move out of your rental due to a covered loss. However, it is essential to understand what to do if you…
As a business owner, you work hard to make sure your company thrives. But as much as we try to control the future, life can be unpredictable, and your business may face unexpected challenges like accidents or litigation. The best way to safeguard your business from these liabilities is by obtaining commercial insurance. In this…
The ability to drive your car is vital for most Floridians. It’s how you get to and from work, pick up the kids from school, and buy things you need for daily living. A run-in with the law, though, may threaten your ability to keep your driver’s license. Knowing and following the rules is key…
With homeownership, there are a plethora of considerations to keep in mind, from choosing the right neighborhood to securing a mortgage. However, one crucial factor that often gets overlooked is the impact that your residential property has on your home insurance premiums. While it may seem like an afterthought, the characteristics and features of your…
Today, businesses increasingly rely on technology to manage data and to reach customers. Unfortunately, the more a company relies on technology, the more they are exposed to cyber threats. In case of a data breach, having cyber liability insurance can be the difference between business continuity or bankruptcy. This coverage provides financial protection against cyber…
When you shop for insurance, you may decide to receive separate quotes for both automobile and homeowner’s insurance. While you have the option to choose policies from different companies, many insurance companies offer you the opportunity to bundle your insurances together under a single policy. The group insurance policy makes a lot of sense and…
Flood insurance protects homes from water damage due to flooding. Without supplemental insurance, damages from floods are typically not covered, as they are considered unforeseeable events. Learn what you need to know about flood insurance. How Does Flood Insurance Work? Flood insurance is distinct from basic homeowners insurance. It covers damages due to floods, which…
If you are contemplating a move or have recently moved to Florida from an at-fault state, you may encounter a foreign concept when you get ready to switch over your auto insurance. Florida requires you to have Personal Injury Protection (PIP) insurance as a part of your vehicle’s coverage. Understanding what PIP is, how it…
Homeowners insurance helps you recover some of the losses you suffer, especially if these losses occur due to extreme weather events. If you have never filed a claim before, you might wonder how to begin the process to secure your compensation. Here is an overview of the claims process for your compensation if you have…
Car insurance offers financial protection if you are involved in a road accident. In most places, auto insurance is mandatory and available in various types. Each insurance option provides compensation for specific damages. Learn more about the main types of auto insurance coverage below. 1. Liability Coverage Most States require all vehicles to have auto…