Your car is one of the significant assets you should always protect with insurance. But the unexpected, like an accident, can happen and force you to make an insurance claim. Once you file an insurance claim, the claim can either get approved or rejected. As a policyholder, being aware of the reasons for car insurance…
6 Upgrades That Impact Your Home Insurance
Home projects and renovations improve your house’s resale value. Yet, an increased value could make you prone to higher risks that cause an increase in insurance premiums. On the flip side, other renovations allow you to qualify for lower premiums. This blog curates six home projects that increase or reduce your insurance premiums. 1. Deck…
Factors That Influence Your Car Insurance Premium
Vehicle insurance is compulsory in Florida. Auto insurance companies use multiple pricing factors to determine your risk, so your auto policy may cost more or less. You can control some factors that affect your auto insurance cost, but others are beyond your control. However, knowing a car insurance’s factors can help you find a suitable…
5 Benefits of Auto Insurance
Is one of your biggest accomplishments in your life owning a car? If so, take the necessary steps to protect your car and yourself due to unforeseen events such as theft, natural disasters, and accidents. Car insurance is the surest way to do that. For example, with the right auto insurance coverage, you are often…
Benefits of Home Insurance
Owning a home is one of the largest investments most people will ever make. And apart from being a sign of our personal identity, our homes shelter almost everything we own, including valuable and sentimental items. While you want to protect this valuable investment from any damage, sometimes you’ll have no control — especially over…
How to Help Your Teen Learn About & Avoid Distracted Driving
What do new drivers need to know about distracted driving? Your teen just passed their license test — and you want to make sure safety is their priority. Before your teen gets behind the wheel without you by their side, take a look at what they should know about distracted driving and how you can…
Car Water Damage: Effects and Insurance Coverage
Many people associate water damage claims with homeowners insurance since water damage typically affects houses. However, cars can also suffer water damage and require extensive repairs. Below is an overview of car water damage and insurance issues. Effects of Water Damage Water can damage almost every part of a car. Below are some car parts…
Tips for Preventing Damages Related To Sewer Backup
A backed-up sewer or drainage system can damage your house in various ways. For example, the wastes can fill your house with bad odor, cause water damage, and expose you to dangerous microorganisms. Such damages cost a lot of money to deal with. Below are some tips to prevent drain backup and related damages. 1.…
How Your Driving Record Can Affect Your Auto Insurance Costs
Your driving record plays an important role in the determination of your auto insurance premium costs. The logic around this connection comes from the fact that insurers assume a substantial degree of risk in working with you. If you find yourself in an automobile accident, the insurer, resulting in losses for the company, must often…
5 Reasons You Need Whole Life Insurance at a Young Age
If you are looking to purchase life insurance at a young age, the low cost of term life insurance is attractive. Depending on your age, you can often purchase a substantial policy for a low premium payment. While term life should have a place in your financial portfolio, you also need to consider purchasing a…