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3 Residential Property Factors That Affect Your Home Insurance Premiums

13 Dec
Homeowners Insurance Policy — Lakeland, FL — Family Insurance Centers

With homeownership, there are a plethora of considerations to keep in mind, from choosing the right neighborhood to securing a mortgage. However, one crucial factor that often gets overlooked is the impact that your residential property has on your home insurance premiums. While it may seem like an afterthought, the characteristics and features of your…

Is Your Business at Risk? When You Need Cyber Liability Insurance

02 Nov
Data Security

Today, businesses increasingly rely on technology to manage data and to reach customers. Unfortunately, the more a company relies on technology, the more they are exposed to cyber threats. In case of a data breach, having cyber liability insurance can be the difference between business continuity or bankruptcy. This coverage provides financial protection against cyber…

4 Benefits of Bundled Insurance Policies

03 Oct
Flooded Room — Lakeland, FL — Family Insurance Centers

When you shop for insurance, you may decide to receive separate quotes for both automobile and homeowner’s insurance. While you have the option to choose policies from different companies, many insurance companies offer you the opportunity to bundle your insurances together under a single policy. The group insurance policy makes a lot of sense and…

What Is Flood Insurance?

16 Aug
Flooded Room — Lakeland, FL — Family Insurance Centers

Flood insurance protects homes from water damage due to flooding. Without supplemental insurance, damages from floods are typically not covered, as they are considered unforeseeable events. Learn what you need to know about flood insurance. How Does Flood Insurance Work? Flood insurance is distinct from basic homeowners insurance. It covers damages due to floods, which…

PIP in Florida: What Is It?

26 Jul
Red Car Red Car — Lakeland, FL — Family Insurance Centers

If you are contemplating a move or have recently moved to Florida from an at-fault state, you may encounter a foreign concept when you get ready to switch over your auto insurance. Florida requires you to have Personal Injury Protection (PIP) insurance as a part of your vehicle’s coverage. Understanding what PIP is, how it…

The Claims Process for Homeowners Insurance

11 Jan
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Homeowners insurance helps you recover some of the losses you suffer, especially if these losses occur due to extreme weather events. If you have never filed a claim before, you might wonder how to begin the process to secure your compensation. Here is an overview of the claims process for your compensation if you have…

Types of Car Insurance

14 Dec
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Car insurance offers financial protection if you are involved in a road accident. In most places, auto insurance is mandatory and available in various types. Each insurance option provides compensation for specific damages. Learn more about the main types of auto insurance coverage below. 1. Liability Coverage Most States require all vehicles to have auto…

5 Benefits of Auto Insurance

28 Jun
Red car in hands on a white background. Concept of safe driving

Is one of your biggest accomplishments in your life owning a car? If so, take the necessary steps to protect your car and yourself due to unforeseen events such as theft, natural disasters, and accidents. Car insurance is the surest way to do that. For example, with the right auto insurance coverage, you are often…

Car Water Damage: Effects and Insurance Coverage

28 Mar
car-in-heavy-rain

Many people associate water damage claims with homeowners insurance since water damage typically affects houses. However, cars can also suffer water damage and require extensive repairs. Below is an overview of car water damage and insurance issues. Effects of Water Damage Water can damage almost every part of a car. Below are some car parts…