Your insurance agent is a licensed professional who helps you prepare for some of the worst disasters that could happen in life. Because they offer advice on topics that could prove essential if you ever need to file a claim, you want someone who is highly qualified. If you are looking for an insurance agent,…
More than half of teens admit they spend too much time on their cellphones, according to recent statistics from the Pew Research Center. When driving, eyes that are glued to a phone can’t see the road. If your teen is on their phone 24-7, take a look at the top cellphone use–driving questions and answers.…
Do you need a new auto insurance policy? Before you answer this question, think about the why’s behind it. If you’re considering a first-time or new-to-you policy, take a look at what motivates consumers to shop for insurance and how your reasons affect the insurance you need to buy. First-Time Buyer Are you new to…
Driving an RV is a different experience from driving other vehicles. The size, turn radius, and weight of an RV is far different from that of other automobiles. Driving without special care can lead to accidents, injuries, and expensive insurance claims. If you’ve never driven an RV before, learning how will take some time. Practicing…
Night driving presents challenges that, when addressed beforehand, are easy to overcome. Whether you’re exhausted after a long day of work or have difficulty seeing when the sun goes down, take a look at how you can sharpen your skills and become a safer driver. Drive Well-Rested In 2015, drowsy drivers caused an estimated 90,000…
A gap in auto insurance coverage reflects badly on your insurance history. Your coverage rates are likely to rise the next time you want to buy coverage after a lapse. Understand how gaps in coverage arise so that you can avoid them. How Coverage Gaps Arise If you are not careful, a gap in coverage…
In 2016, over 292,000 teenagers were treated by emergency rooms for auto accident-related injuries, according to the US Centers for Disease Control and Prevention (CDC). That’s an estimated $13.6 billion in costs-in one year. How can you help your teen become a better driver? Take a look at these steps that parents can take to…
You don’t have dependents. And that makes you wonder if life insurance is really an expense that you need. Before you skip this beneficial type of policy, take a look at why adults without children need life insurance too. Dependent Spouse Dependents don’t always equal children. While young children are financially dependent on their parents,…
As you start to plan your estate, you may wonder what the effective differences are between a life insurance policy and an inheritance. After all, isn’t a $100,000 life insurance policy the same as inheriting $100,000? In fact, life insurance policy payouts and inheritance have some differences that you may want to be aware of.…
Car insurance is required in every state except for New Hampshire. Even though 49 states have made it illegal to drive without car insurance, there is still an estimated 13 percent of the population that are uninsured motorists. In the state of Florida, motorists are required to turn their plates in to the Department of…