A gap in auto insurance coverage reflects badly on your insurance history. Your coverage rates are likely to rise the next time you want to buy coverage after a lapse. Understand how gaps in coverage arise so that you can avoid them. How Coverage Gaps Arise If you are not careful, a gap in coverage…
In 2016, over 292,000 teenagers were treated by emergency rooms for auto accident-related injuries, according to the US Centers for Disease Control and Prevention (CDC). That’s an estimated $13.6 billion in costs-in one year. How can you help your teen become a better driver? Take a look at these steps that parents can take to…
As you start to plan your estate, you may wonder what the effective differences are between a life insurance policy and an inheritance. After all, isn’t a $100,000 life insurance policy the same as inheriting $100,000? In fact, life insurance policy payouts and inheritance have some differences that you may want to be aware of.…
Car insurance is required in every state except for New Hampshire. Even though 49 states have made it illegal to drive without car insurance, there is still an estimated 13 percent of the population that are uninsured motorists. In the state of Florida, motorists are required to turn their plates in to the Department of…
Life insurance can make the difference between a family that can move on financially after a sudden death and one that lives with the challenges associated with losing a breadwinner forever. Fortunately, by carefully planning for your future, you can protect your family’s lifestyle and sleep a little easier at night. This guide lists three…
Just because you don’t live in a high-risk flood zone doesn’t mean you shouldn’t buy flood insurance coverage to protect your home and its contents. The fact is that, of all the natural disasters that occur in the U.S., floods are the most common, and many of them occur outside high-risk flood zones. The Federal…
With modern businesses increasingly relying upon data to perform all of their tasks, they to protect their data. Cyber attacks are on the rise, and many small businesses are going to experience an attack eventually. While businesses can improve their cyber security, they may also want to protect themselves with cyber liability insurance. But what…