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3 Residential Property Factors That Affect Your Home Insurance Premiums

13 Dec
Homeowners Insurance Policy — Lakeland, FL — Family Insurance Centers

With homeownership, there are a plethora of considerations to keep in mind, from choosing the right neighborhood to securing a mortgage. However, one crucial factor that often gets overlooked is the impact that your residential property has on your home insurance premiums. While it may seem like an afterthought, the characteristics and features of your…

Is Your Business at Risk? When You Need Cyber Liability Insurance

02 Nov
Data Security

Today, businesses increasingly rely on technology to manage data and to reach customers. Unfortunately, the more a company relies on technology, the more they are exposed to cyber threats. In case of a data breach, having cyber liability insurance can be the difference between business continuity or bankruptcy. This coverage provides financial protection against cyber…

4 Benefits of Bundled Insurance Policies

03 Oct
Flooded Room — Lakeland, FL — Family Insurance Centers

When you shop for insurance, you may decide to receive separate quotes for both automobile and homeowner’s insurance. While you have the option to choose policies from different companies, many insurance companies offer you the opportunity to bundle your insurances together under a single policy. The group insurance policy makes a lot of sense and…

What Is Flood Insurance?

16 Aug
Flooded Room — Lakeland, FL — Family Insurance Centers

Flood insurance protects homes from water damage due to flooding. Without supplemental insurance, damages from floods are typically not covered, as they are considered unforeseeable events. Learn what you need to know about flood insurance. How Does Flood Insurance Work? Flood insurance is distinct from basic homeowners insurance. It covers damages due to floods, which…

How Your Driving Record Can Affect Your Auto Insurance Costs

23 Feb

Your driving record plays an important role in the determination of your auto insurance premium costs. The logic around this connection comes from the fact that insurers assume a substantial degree of risk in working with you. If you find yourself in an automobile accident, the insurer, resulting in losses for the company, must often…

4 Types of Home Insurance

04 Nov

A home is a valuable investment. Whether you own it or are renting it, however, you should consider insurance. However, there are many types of insurance to consider when protecting your home. If you would like to know more, check out these four types of home insurance to consider. 1. Standard Homeowners Insurance If you…

3 Common Home Insurance Mistakes to Avoid

14 Oct

Homeowner’s insurance can be confusing, especially if you have trouble understanding the fine details of your policy. It’s no surprise that some homeowners fail to understand exactly what their policy includes. Unfortunately, you can make certain insurance mistakes that might cost you a lot in the long run. The unexpected can happen. And if you…