Homeowners insurance helps you recover some of the losses you suffer, especially if these losses occur due to extreme weather events. If you have never filed a claim before, you might wonder how to begin the process to secure your compensation. Here is an overview of the claims process for your compensation if you have…
Car insurance offers financial protection if you are involved in a road accident. In most places, auto insurance is mandatory and available in various types. Each insurance option provides compensation for specific damages. Learn more about the main types of auto insurance coverage below. 1. Liability Coverage Most States require all vehicles to have auto…
Your car is one of the significant assets you should always protect with insurance. But the unexpected, like an accident, can happen and force you to make an insurance claim. Once you file an insurance claim, the claim can either get approved or rejected. As a policyholder, being aware of the reasons for car insurance…
Home projects and renovations improve your house’s resale value. Yet, an increased value could make you prone to higher risks that cause an increase in insurance premiums. On the flip side, other renovations allow you to qualify for lower premiums. This blog curates six home projects that increase or reduce your insurance premiums. 1. Deck…
Vehicle insurance is compulsory in Florida. Auto insurance companies use multiple pricing factors to determine your risk, so your auto policy may cost more or less. You can control some factors that affect your auto insurance cost, but others are beyond your control. However, knowing a car insurance’s factors can help you find a suitable…
Is one of your biggest accomplishments in your life owning a car? If so, take the necessary steps to protect your car and yourself due to unforeseen events such as theft, natural disasters, and accidents. Car insurance is the surest way to do that. For example, with the right auto insurance coverage, you are often…
Owning a home is one of the largest investments most people will ever make. And apart from being a sign of our personal identity, our homes shelter almost everything we own, including valuable and sentimental items. While you want to protect this valuable investment from any damage, sometimes you’ll have no control — especially over…
Many people associate water damage claims with homeowners insurance since water damage typically affects houses. However, cars can also suffer water damage and require extensive repairs. Below is an overview of car water damage and insurance issues. Effects of Water Damage Water can damage almost every part of a car. Below are some car parts…
A backed-up sewer or drainage system can damage your house in various ways. For example, the wastes can fill your house with bad odor, cause water damage, and expose you to dangerous microorganisms. Such damages cost a lot of money to deal with. Below are some tips to prevent drain backup and related damages. 1.…
Moving into a new rental is a major life step for a young adult. Whether you’re transitioning from a dorm to off-campus housing, graduating, or moving out of your parents’ home, taking the leap into apartment living comes with both excitement and challenges. Now that you’ve found your future home, you need to carefully prepare for…