Most states require some form of insurance for any building where you can live. Depending on your situation, you might need much more than the state minimum or bottom-line policies. Let’s take a look at some of the variants in homeowners insurance and which ones might be applicable for you and your house. Learn what…
Archive by Author
New Car, New Insurance? Common Questions for Car Buyers
If you plan to buy a new car, will your new car cost more to insure? Before you make a major auto upgrade, take a look at the questions you need to know about insuring a new car. Do You Need a New Policy? Even though you already have a policy for your old car,…
What to Understand About Your Car Insurance Policy
An auto insurance policy is a legal contract between you and the insurance carrier. You must obey the policy terms, and the carrier must play their part. You might not know what the carrier expects of you or what you should expect from the carrier if you don’t understand your policy. The following aspects of…
Vacant Home Insurance: What It Is and When You Need It
Do you have a piece of property that isn’t occupied full-time? If so, the right insurance coverage is vital. Unoccupied properties are at greater risk of damage or loss than any buildings or homes that are regularly used. But what is the right coverage? And what do you need to know about it? Here’s a…
Common Misconceptions About Life Insurance

Life insurance can provide your family with the peace of mind that comes with knowing that your final expenses will be paid and that your family can continue to pay any of your outstanding debts. Unfortunately, although you know that life insurance is important, the process of finding the right insurance for you can be…
3 Liability Claims Your Restaurant May Face

Modern business owners operate within a highly litigious society. Consumers are quick to put blame on commercial entities, and many consumers file lawsuits in an attempt to gain compensation for injuries or accidents that occur within a commercial facility. (more…)
3 Common Causes of Nighttime Auto Accidents

Driving always comes with the risk of car accidents, which is why drivers are required to have some form of auto insurance to legally drive. While accidents can happen at any time, they are common at night for many reasons. If you drive at night often and want to better protect yourself, check out these…
Frequently Asked Questions About Commercial Vehicle Insurance

Just as personal auto insurance can protect you against financial disasters related to vehicle theft, accident injuries, commercial vehicle insurance can safeguard your business against a wide range of potential crises. Different commercial classes typically require specific kinds of coverage packages. (more…)
5 Leading Causes of Car Accidents

Car accidents are common, and they can result in major damages and injuries. If you are worried about car accidents, or if you simply want to know more so you can better protect yourself, check out these five leading causes of car accidents. (more…)
What You Should Know About Motorcycle Insurance in Florida

If you own and ride a motorcycle, you need to look into purchasing motorcycle insurance. This type of insurance protects you against liability and damages that your standard automotive coverage won’t extend to your motorcycle. It could protect you against civil judgments, license suspensions, and other catastrophic losses. The more you know about Florida motorcycle…